• Smartfolios’ baskets of stocks are selected, created and given proper weightage to suit a particular risk appetite or to reflect a strategy / theme.
• Recommendations for rebalancing / restructuring some buckets are generated by a system and sent to client for confirmation.
• No expense ratio, No Entry / Exit load, No other hidden costs, just the brokerage and its associated charges. Brokerage rate – minimum of 0.5%of transaction value
• Various diversified basket of stocks to choose from, depending on the Risk Profile or the Investment Strategy or Investible Amount of the Investor.
• Investors can add money to the existing investments and also withdraw it at any time, no lock-in period.
• Exclusive Equity SIP portfolios to suit the different categories of investors.

We are of the view that one should always look at the portfolio returns than stock returns. There could be few companies that may do well, and some may not do well. As an investor, what matters is whether your portfolio overall is making money for you or not. Portfolios of stocks are less risky than single stock investments as it diversifies the risk.

No, this is not a PMS product. An alert or recommendation will be generated by the Research Analysts. Investor has to give approval for the execution of the trades. For Geojit folios, the invest option generates instant order and no further mail confirmation option is required.

A NACH or OTM Mandate is an authorization that you provide to institutions to debit funds from your bank account. In this case, the authorization will be provided to Geojit Financial Services Ltd. to withdraw your fund from your bank account before the SIP instalment date. For the SIP transactions the figures can vary based on the price variation in stocks

No. There will be multiple baskets of stocks in Smartfolios, and they have been recommended by different Analysts including those of Geojit. Investors should read the rationale behind each of the stocks recommended and decide on their investments & then proceed to act on the recommendation.

Investor can choose to accept or ignore the automated recommendations. However, it would be ideal to follow the Analysts’ strategy in totality since it works best when you follow it in a disciplined manner.

Yes. You need to accept the Terms and Conditions for availing the facility. You can accept it online.

All the Equity SIP orders will be sent to Exchange at "Market Price".

Even if Equity SIP request gets rejected consecutively, the balance Equity SIP installments request will be active and will be processed on the corresponding dates.

If SIP processing date falls on a Non-Trading Day, then the request will be processed on the next trading day.

Both weekly and monthly SIPs can be started via Smartfolios.

No. SIPs via Smartfolios are automated and will be triggered subject to sufficient buying power in trading account. In case, you have authorized NACH then the required amount will be debited from bank account directly, prior to trigger date.